Jordan Loewenstein, D.C. | La Jolla Chiropractor
What Does a
Chiropractor Cost?
With insurance, what you pay depends on your plan: your copay if your deductible is met or waived, the full visit rate until it is. Without insurance, a new-patient visit is $100 and follow-ups are $75. Here's exactly how it works — including the deductible part most offices never explain.
Simple, Upfront Cash Pricing
No insurance, out-of-network, or just prefer to pay cash? The rate is the same flat number every time — , no pressure to prepay.
HSA and FSA cards accepted. No prepaid visit packages and no long-term contracts — you come in when you need to.
With Insurance, It Depends
on Your Deductible
I am in-network with most major plans and bill your insurance directly — there's no paperwork for you to file. What you pay per visit depends on your plan. If your deductible is met, or your plan waives it for chiropractic, you pay your copay. If you have a high-deductible plan and haven't met it yet, you pay the visit rate until you do — and I tell you which applies before you come in. Here's the part most offices skip.
Copay, Deductible & Coinsurance — In Plain English
A lot of patients see "copay" on their card and assume that's all they'll pay — then get a bill for more. Usually it comes down to one of these three things:
Why you might pay more than your copay at first
Many plans apply your deductible to chiropractic care. Early in the year — or right after the January reset — you may pay the full visit rate until your deductible is met. After that, you drop to just your copay for the rest of the year.
…and why some patients never do
Other plans waive the deductible for chiropractic or office visits entirely. If that's your plan, you pay only your copay from your very first visit — no waiting to "meet" anything. It depends entirely on your specific plan.
This is why I verify your benefits first
Before your first visit, I check your exact chiropractic coverage — your copay, whether your deductible applies, and how much of it you've met. You'll know your real cost before you ever sit down. No checkout surprises, no "I thought it was just a copay" moments.
In-Network With Most Major Insurers
Know Your Real Cost Before You Book
Got it. I'm on it.
I'll contact your carrier and email you your copay, whether your deductible applies, and your remaining visits. Most checks are done the same business day.
Need to add something? Email hello@sdspinecare.com.
Send me your insurance card
Send me the details printed on your insurance card, or just snap a photo of the front and back, and I will verify your coverage with your carrier myself. You'll know your copay, whether your deductible applies, and your visit limit before your first appointment. Most checks come back the same business day.
Cost & Insurance FAQs
Know Your Cost
Before You Book.
Send me your insurance card and I will verify your benefits — copay, deductible, and all — so you know your real price up front. Or book online in 60 seconds.