Chiropractor Accepting USD Student Insurance | Aetna In-Network | Dr. Loewenstein
In-Network · UTC San Diego · 15 Min from Alcalá Park

Chiropractor accepting
USD Student Insurance
in San Diego

Dr. Jordan Loewenstein is in-network with Aetna Student Health — the carrier behind USD SHIP. No referral required. Book directly and use your benefits.

Aetna USD SHIP in-network
No referral required
Free benefits verification
Same-week appointments
Aetna Student Health
USD SHIP in-network
No Referral Needed
Book directly
Free Benefits Check
Know before you book
Call (858) 558-3111
Verified in minutes

How to use your
USD SHIP coverage

How USD SHIP chiropractic works

USD SHIP is administered by Aetna Student Health (Policy #474959). Chiropractic care is a covered benefit — in-network visits are covered at 80% after your annual deductible. Unlike many student plans, no referral is required. You book directly with Dr. Loewenstein. We verify your deductible status, benefits, and any visit limits before your first appointment so there are no surprises.

01
Book or call directly
Contact us at (858) 558-3111 or book online via Zocdoc. Let us know you have USD SHIP. No referral from USD student health services is needed — you can go straight to the appointment.
02
We verify your benefits
We contact Aetna directly to confirm your deductible status, covered visits, and how your specific plan is structured. You'll know your out-of-pocket cost before you come in.
03
We bill Aetna directly
Bring your Aetna Student Health insurance card and a photo ID. We submit all claims directly. You pay your share based on your plan — we handle the paperwork.

USD SHIP
Aetna coverage

Here's what the Aetna Student Health plan covers for chiropractic at Dr. Loewenstein's office. Exact copay depends on your deductible status — we verify before your visit.

USD SHIP — In-Network (Aetna)
Policy #474959 · Standard benefit
In-Network Coverage80% after deductible
Annual Deductible$300 per policy year
Referral RequiredNo
Your CopayVaries by plan — we verify
Plan AdministratorAetna Student Health
USD SHIP — Out-of-Network
Why in-network matters
Out-of-Network Coverage65% after deductible
vs. In-Network15% less coverage
Cash-Only Clinics0% — full price every visit
VerdictUse in-network — we're in it
Waived SHIP?Most PPOs still accepted
Waived USD SHIP? No problem.

If you opted out of USD SHIP because you're on a parent's PPO or another private plan, most major PPO insurance is still accepted. Call (858) 558-3111 and benefits will be verified before your first visit.

What USD students
come in for

Whether you're grinding through law school, training for Torero athletics, or just surviving finals — these are the most common conditions treated.

Neck pain & tech neck from laptops
Low back pain from desk & lecture halls
Tension & cervicogenic headaches
Law school & study-related back tension
USD Torero sports injuries
Shoulder strains & rotator cuff
IT band syndrome & runner's knee
Posture pain & forward head posture
Mid-back & rib pain from sitting

15 minutes from
Alcalá Park

The UTC office is an easy drive from USD — fits between classes or before an afternoon practice. Free parking, no meter stress.

11
miles from campus
~15
min drive via I-8
P
free parking on-site
5151 Shoreham Place, Suite 175 · UTC · San Diego, CA 92122
Easy drive via I-8 West → I-5 North, or Mission Valley
Free surface lot parking — no validation required

USD student
insurance FAQs

Straight answers for Toreros.

Does my USD student insurance cover chiropractic?

Yes. USD SHIP is administered by Aetna Student Health (Policy #474959) and covers chiropractic care. In-network visits are covered at 80% after your annual deductible is met. No referral is required — book directly with Dr. Loewenstein.

Do I need a referral from USD student health to see a chiropractor?

No — this is one of the advantages of USD SHIP over some other student plans. Book directly with Dr. Loewenstein without a referral from USD student health services. Just bring your Aetna insurance card to your first visit.

Is Dr. Loewenstein in-network with Aetna Student Health?

Yes. Dr. Jordan Loewenstein, D.C. is in-network with Aetna, which means your plan's in-network benefit rate applies — 80% after the deductible, significantly better than the 65% out-of-network rate. Being in-network saves real money over a course of treatment.

How much will I pay per visit with USD SHIP?

Your out-of-pocket cost depends on your deductible status, plan tier, and benefit limits — all factors that vary by individual. To get your exact number, call the Member Services number on the back of your Aetna card, or call the office at (858) 558-3111 and benefits will be verified before your visit. No surprises.

How far is the office from USD campus?

The office at 5151 Shoreham Place, Suite 175 is about 11 miles from USD's Alcalá Park campus — approximately 15 minutes by car via I-8. Free on-site parking makes it easy to fit into a busy schedule.

What if I waived USD SHIP?

If you're on a parent's PPO, employer plan, or other private insurance, most major PPO plans are still accepted. Call (858) 558-3111 and coverage will be verified before your visit. No surprises on billing.

Do you treat sports injuries for USD athletes?

Yes. Common Torero athlete injuries treated include:

  • Shoulder strains and rotator cuff issues
  • Lower back pain from throwing or lifting sports
  • IT band syndrome and knee pain from running
  • Ankle and foot injuries
  • Neck and upper back issues from contact or overhead sports

The goal is evidence-based care that gets you back to competing — not just managing symptoms.

How soon can I get an appointment?

Same-week appointments are available for new patients whenever possible. Book anytime via Zocdoc or call (858) 558-3111. No referral needed with USD SHIP.

USD SHIP accepted · no referral

Ready to use your
USD SHIP benefits?

Currently accepting new USD student patients. Call or book online and benefits will be verified — including deductible status — before your first visit.

5151 Shoreham Place, Suite 175 UTC, San Diego, CA 92122 15 min from USD Alcalá Park

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