Jordan Loewenstein, D.C. | La Jolla Chiropractor
Meritain Health
Chiropractor in
La Jolla, San Diego
Dr. Jordan Loewenstein is in-network with Meritain Health through the Aetna Choice POS II network. No referral needed. Free benefits verification before your first visit.
Yes. Dr. Jordan Loewenstein sees Meritain Health members at his UTC San Diego clinic. Meritain is an Aetna company, so chiropractic benefits usually follow the Aetna network and rules. Because visit limits and copays vary by plan, his office verifies your exact Meritain benefits before your first visit.
One doctor.
Every visit.
You will see Dr. Jordan Loewenstein at every appointment. Not an associate, not a rotating schedule of providers, not a five-minute pass-through. Forty-five minutes, one-on-one, start to finish.
He holds a Master’s in Nutrition alongside his Doctorate of Chiropractic, which matters when a recovery stalls and the answer is in how you are sleeping, eating, or loading the tissue between visits.
Check your benefits before you book
Send me the four details printed on your insurance card and I will call your carrier myself. You'll know your copay, deductible and visit count before your first appointment - no phone tree, no surprises. Most checks come back the same business day.
Does Meritain Health
cover chiropractic?
Most patients with Meritain Health have never heard of it before their employer enrolled them. Here’s what you actually need to know before booking.
This is the most important thing to understand about your Meritain Health card. Meritain Health is a third-party administrator (TPA) — the second-largest in the United States. It doesn’t underwrite your insurance. Instead, it administers your employer’s self-funded health plan: processing claims, handling customer service, and managing your benefits. The financial risk stays with your employer; Meritain runs the back office.
Meritain Health is a wholly-owned subsidiary of Aetna (CVS Health). Over 90% of Meritain plan sponsors use the Aetna Choice POS II network — giving members access to 1.6 million providers nationwide. In practical terms: if a chiropractor is in-network with Aetna, they’re almost certainly in-network for your Meritain Health plan. Dr. Loewenstein is in-network with Aetna Choice POS II, so your coverage works here.
We confirm your coverage before you come in
Send us your name, date of birth and member ID and we’ll contact Meritain Health ourselves. You’ll have your copay, deductible and remaining visit count in writing before your first appointment — there is nothing for you to chase up. Check my benefits →
Your Meritain Health
chiropractic benefits
Coverage is set by your employer — not Meritain. These are the typical ranges across most Meritain Health plans. Always verify your specific plan before your first visit.
Benefits shown are typical ranges across Meritain Health employer plans — your specific plan may differ. Coverage is determined by your employer’s plan document, not by Meritain Health. We’ll confirm your exact benefits before your first visit — you don’t need to chase this down yourself.
What brings patients
through the door
Meritain Health chiropractic benefits apply to musculoskeletal conditions of the spine, neck, and joints. These are the most common reasons patients come in from La Jolla, UTC, University City, and the UCSD area.
Meritain Health &
chiropractic FAQs
The questions Meritain Health patients ask most before their first chiropractic visit in San Diego — answered plainly.
Yes. Most Meritain Health plans include chiropractic care as a covered benefit under Outpatient Physical Medicine/Chiropractic. Coverage applies after your deductible, and you’ll pay in-network coinsurance (typically 15–30%) or a flat copay, depending on your plan. Visit limits and cost-sharing vary by your specific employer’s plan document — send us your plan details and we’ll confirm your exact benefits before your first visit.
Not exactly — but they’re closely related. Meritain Health is a wholly-owned subsidiary of Aetna (which is owned by CVS Health). Meritain is a third-party administrator: it manages your employer’s self-funded health plan and processes claims, but doesn’t underwrite the insurance itself. The key practical point is that Meritain Health members access providers through the Aetna Choice POS II network — so if a provider is in-network with Aetna, they’re in-network for you.
No referral is required for most Meritain Health plans. Meritain uses the Aetna Choice POS II Open Access network, which allows members to self-refer directly to any in-network specialist — including chiropractors — without seeing a primary care physician first. We’ll confirm this for your specific plan before your first visit, as some employer plans configure things differently.
Most Meritain Health plans cover 20 to 30 chiropractic visits per plan year. Some employer plans cap this at 15 visits, or set a combined limit shared with acupuncture and holistic care. Your specific limit is written into your employer’s plan document. Send us your member ID and we’ll find out exactly how many visits remain in your current plan year.
Routine chiropractic visits typically do not require pre-authorization under most Meritain Health plans. Pre-certification is required for hospital admissions, inpatient stays, elective surgeries, and high-cost procedures — not standard chiropractic adjustments. If you have a complex situation, call Meritain’s Medical Management team at 1-800-242-1199 to confirm.
Go to meritain.com → Tools & Resources → Provider Network Finder. Select Aetna as the provider network, then choose “Aetna Choice POS II (Open Access).” Enter ZIP code 92122 (La Jolla/UTC) and search for chiropractors. Or skip it entirely and let us verify for you. Dr. Loewenstein’s NPI is 1194563775 — you can provide that number to confirm in-network status in under a minute.
Most Meritain Health plans cover out-of-network chiropractic care, but at significantly higher cost. Out-of-network typically means a separate higher deductible plus a higher coinsurance rate — and those costs don’t count toward your in-network out-of-pocket maximum. Over a typical treatment course, going out-of-network can cost substantially more than staying in-network.
Send us your name, date of birth and member ID and we’ll confirm all of it for you: (1) Is Dr. Jordan Loewenstein in-network under Aetna Choice POS II? (2) What is your deductible and has it been met? (3) How many chiropractic visits remain this plan year? (4) What is my in-network coinsurance for chiropractic? — Or call the office at (858) 558-3111 and we’ll do this for you at no cost.
Meritain Health uses the Aetna Choice POS II network for the majority of its employer plans — one of the largest provider networks in the country, with over 1.6 million providers. Any chiropractor who participates in Aetna Choice POS II is considered in-network for Meritain Health members. A small number of employer plans may use a different network configuration — we’ll confirm which network your specific plan uses before your first visit.
Yes. Dr. Jordan Loewenstein is in-network with Aetna Choice POS II, which means Meritain Health members can see him as an in-network provider. The office is located in the La Jolla/UTC area of San Diego (5151 Shoreham Place, Suite 175, 92122) — less than 2 miles from UCSD, serving patients from UTC, University City, Sorrento Valley, Torrey Pines, and Mira Mesa. Call (858) 558-3111 to verify your specific plan benefits before your first visit.
Ready to use your
Meritain Health benefits?
Dr. Loewenstein is currently accepting new Meritain Health patients in La Jolla/UTC San Diego. Call or book online — free benefits verification before your first visit.