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Jordan Loewenstein, D.C. | La Jolla Chiropractor

UC SHIP · UCSD Students · UTC San Diego

UC SHIP
chiropractor
near UCSD

Chiropractic care is covered under UC SHIP, and Dr. Jordan Loewenstein is in-network through Anthem Blue Cross. The office is less than two miles from campus. There is one step students get wrong, and it costs them the whole visit — it is the first thing explained below.

Book Online →Call (858) 558-3111
Quick answer

Yes — UC SHIP covers chiropractic care. UCSD students are automatically enrolled in UC SHIP, which is administered by Anthem Blue Cross, and Dr. Loewenstein is in-network. You must get a written referral from UCSD Student Health Services before your first visit. Referrals are not issued retroactively. With a referral in hand, an in-network visit is a $30 copay with the deductible waived.

What it costs

Three numbers
worth knowing

Student plans are usually simpler than employer plans, and UC SHIP is no exception. Here is the shape of it.

Your copay per visit
$30

Deductible is waived at in-network providers, so you pay $30 from the first visit. Nothing further for covered visits.

Out-of-network
40%

Coinsurance plus your deductible, and balance billing may apply on top. Staying in-network is the whole game here.

Annual visit limit
We verify

The UCSD benefit booklet does not list an explicit cap. We confirm your specific limits when we check your plan, at no cost.

The referral is not optional

UC SHIP does not cover care outside Student Health Services without a prior written referral, and UCSD does not issue them retroactively. If you walk into any outside provider without one, you are responsible for the full cost of that visit. This catches students out every quarter.

How to use it

Three steps,
in this order

Do them in order and the whole thing costs you $30 a visit. Skip the first one and it costs you the visit.

01

Call Student Health

UCSD Student Health Services, (858) 534-3300. Book an appointment, in person or telehealth, and ask for a chiropractic referral. Be specific about where it hurts and how long it has been going on.

02

Call us with the referral

Once you have it in writing, call (858) 558-3111 or book online. Mention you are a UCSD student on UC SHIP. Same-week appointments are often available.

03

Come in. We bill Anthem.

Bring your UC SHIP card and the referral. Dr. Loewenstein bills Anthem Blue Cross directly. You pay the $30 copay at the visit. No claim forms, no chasing a reimbursement.

One referral usually goes a long way: it is typically valid for the rest of the benefit year for the condition it covers, so a single Student Health appointment generally covers your chiropractic visits for that year.

What students come in with

Mostly the same
four things

Grad students and researchers arrive with necks and mid-backs shaped by long hours at a bench or a monitor. Undergrads arrive with something that happened at RIMAC, in the water, or on a bike. Both groups tend to have been managing it for a while before booking.

Neck pain & tech neckLow back painSciaticaShoulder painSports injuriesHeadaches & migrainesPosture-related pain
Westfield UTC plaza in University City, minutes from the officeUniversity City and UCSD from above
Questions students ask

Straight
answers

Does UC SHIP actually cover chiropractic?
Yes. UC SHIP is administered by Anthem Blue Cross and covers chiropractic care for musculoskeletal conditions. Dr. Loewenstein is in-network, so an in-network visit is a $30 copay with the deductible waived. The catch is the referral requirement, not the coverage.
What happens if I book without a referral?
Your UC SHIP benefits will not apply to that visit and you will be responsible for the full cost. UCSD does not issue referrals retroactively, so it cannot be fixed after the fact. Call Student Health at (858) 534-3300 first.
How long does the referral take?
It depends on Student Health’s schedule. Book the SHS appointment as soon as you know you want to be seen, and ask about telehealth, which is often quicker to get. Once you have the referral, we can usually see you the same week.
Do I need a new referral for every visit?
Generally no. A referral is typically valid for the remainder of the benefit year for the condition it covers, so one Student Health appointment usually covers your chiropractic care for that year. We will tell you if yours reads differently.
How far is the office from campus?
Less than two miles. The office is at 5151 Shoreham Place, Suite 175, in UTC, with free parking on site. It is a short drive or a bus ride from most of campus.
I am on my parents’ plan, not UC SHIP. Can I still come?
Yes. Dr. Loewenstein is in-network with Aetna, Anthem Blue Cross, Blue Shield of California, Cigna, Health Net, Kaiser, Medicare, Meritain Health, UMR, UnitedHealthcare and VA Community Care. Call (858) 558-3111 and we will verify your plan at no cost.
What actually happens at the first visit?
It runs 45 minutes with Dr. Loewenstein, start to finish. History, examination, then treatment if it is appropriate that day. Not a five-minute adjustment.

Request an appointment

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